Privacy Policy

When you contact us through this website — by submitting the questions on our Get Started page, by using the contact form, or by emailing or calling us — we collect the information you choose to give us. That typically includes your name, email address, phone number, general location, and the answers you provide about your retirement timing, situation, and objectives.

If you become a client, we collect the additional financial and personal information necessary to provide advisory services. That information is governed by our client agreement and by applicable privacy regulations, not solely by this website policy.

We also collect standard technical information automatically, such as pages viewed, referring site, approximate location derived from IP address, browser type, and device type.

To respond to your inquiry and determine whether we are a suitable fit for what you need.

To provide and administer advisory services if you become a client.

To improve this website and understand which pages are useful.

To send communications you have specifically asked to receive. You can opt out of any of them at any time.

If you check the SMS consent box on one of our forms, you agree to receive recurring text messages from us. Message and data rates may apply. Reply STOP to unsubscribe at any time, or HELP for assistance. Consent to receive text messages is not a condition of any purchase or service.

We do not sell, rent, or share mobile phone numbers or SMS consent with third parties for their own marketing purposes.

We do not sell your personal information.

We share information with service providers who help us operate — for example, custodians who hold client accounts, our sub-advisor for portfolio research and oversight, planning and CRM software providers, and email or analytics providers. These parties are permitted to use the information only to provide services to us.

We may disclose information where required by law, regulation, subpoena, or a regulatory examination.

This site uses cookies and similar technologies to understand how visitors use it. You can block or delete cookies in your browser settings; some parts of the site may not work as intended if you do.

We maintain physical, electronic, and procedural safeguards intended to protect your information. Documents you send us through our secure upload portal are encrypted in transit and at rest. Please do not send account numbers, Social Security numbers, or other sensitive information by ordinary email.

You can ask us what personal information we hold about you, ask us to correct it, or ask us to delete it, subject to the recordkeeping obligations that apply to investment advisors. Depending on where you live, you may have additional rights under state privacy law, including under the Virginia Consumer Data Protection Act.

To make a request, email us or call the number on our contact page.

Our site links to third parties, including custodian login portals and our secure document upload provider. When you follow one of those links you leave this site, and this policy no longer applies. We encourage you to read the privacy policy of any site you visit.

We may update this policy from time to time. The effective date below reflects the most recent revision.